Indiana-based Retriever Merchant Solutions (RMS) is a leading provider of payment solutions that has expanded to 225 employees. Headed by Brian Kamstra, Retriever Merchant Solutions has been recognized by outlets such as Retail CIO Outlook and is a top independent sales office for Worldpay, formerly Vantiv.
In June, Worldpay launched its Open Banking Hub platform, making the shopping experience more convenient for customers. The open banking movement is increasingly gaining traction in global banking because it gives shoppers more control over their financial data through APIs (application programming interfaces). Worldpay was able to move past the challenges that some open banking platforms have related to compliance with new rules for accessing API-based networks and giving shoppers new payment options. The company’s Open Hub Banking system works by giving bank providers one single point of integration, thus making the process simpler. The system offers shoppers a few benefits. For one, they have access to their own bank account information after they make a purchase online because the hub automatically redirects to their bank’s provider to complete the order. They can also choose which account they want to pay with this application. Other benefits are related to eliminating third-party processing. The customer can see their account balance in real-time, and when requesting a refund, the customer gets a refund in real-time as well.
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